I love when I stumble upon something new and useful!
In tooling around on my Credit Union’s website today, I found Debt in Focus. I found this simple and easy to plug numbers into, and you remain anonymus, so you won’t be getting junk mail for years to come! It shows you where you are financially, and makes suggestions on how to improve it. It also takes into account what effects any actions will make on your credit score, which is great if you are trying to repair your credit to buy a house.
Of course, the site is sponsored by Northeast Credit Union, so it will tell you to talk to them in order to take some of the actions, but in truth, credit unions are usually the better choice in banking anyway. Even if you don’t do any of the actions it suggests, at least you’ll know where you stand.
Give it a whirl and let me know what you think!